Healthy teeth and gums are a vital part of your overall well-being, yet many people avoid the dentist because of high costs. The Canadian Dental Care Plan in Kingston, was created to change that. This federal program helps eligible residents who do not have private insurance get the dental care they need without the financial stress.
At Auden Park Family Dentistry, led by Dr. Yasin Polara, we believe that everyone deserves a healthy, pain-free smile. Whether you are a senior, an adult, or a parent, our office is here to help you navigate your benefits. If you have been searching for the Canadian Dental Care Plan near you, our clinic offers a safe, high-tech environment designed to make you feel at ease.
What is the Canadian Dental Care Plan?
The CDCP is a government-funded program designed to provide dental coverage for Canadian residents who do not have access to private insurance. Run by Sun Life, this plan helps lower the cost of various oral health services, from routine checkups to more complex work.
Your coverage level is based on your family’s adjusted net income. While the plan covers a significant portion of fees, some out-of-pocket costs (like co-payments or the difference between plan fees and clinic fees) may still apply. We will always explain these costs to you clearly before starting any treatment.
Who is Eligible?
To qualify for the Canadian Dental Care Plan in Auden Park Family Dentistry, ON, you must meet these requirements:
- Be a Canadian resident for tax purposes.
- Have filed your most recent tax return.
- Not have access to private dental insurance (through work, a pension, or a private plan).
- Have a family net income of less than $90,000.
The plan is now available for all eligible age groups:
- Seniors: 65 and older.
- Adults: 18 to 64.
- Children: Under 18.
- Persons with a valid Disability Tax Credit certificate.
Income-Based Coverage and Co-payments
The amount the government pays toward your dental care depends on your adjusted family net income. Below is the breakdown of coverage levels and your potential out-of-pocket costs:
| Adjusted Family Net Income | CDCP Coverage | Patient Co-payment |
|---|---|---|
| Under $70,000 | 100% of CDCP fees | 0% |
| $70,000 – $79,999 | 60% of CDCP fees | 40% |
| $80,000 – $89,999 | 40% of CDCP fees | 60% |
| $90,000 or more | Not Eligible | N/A |
Note: “Balance billing” may still apply if the clinic’s standard fees are higher than the CDCP’s set fee guide.
Important 2026 Plan Updates
Better Coverage as of April 1, 2026
As of April 1, 2026, the government has updated the CDCP fee grids. this news is excellent for patients because the government has increased reimbursement rates to match rising costs better. This update also includes a specific increase for laboratory fees, which can help reduce your personal out-of-pocket expenses for certain treatments.
Faster Care for Immediate Dentures
A major change that took effect from April 1 is that certain types of complete immediate dentures no longer require a weeks-long “pre-authorization” wait. This allows our team to restore your smile much more quickly after extractions.
Annual Renewal Requirement
Your CDCP coverage is not permanent; you must renew it every year to keep your benefits active.
- Renewal Window: Renewals open on April 15 and close on June 1 each year.
- Tax Filing: You must file your 2025 tax return to be eligible for the 2026–2027 benefit year.
- Stay Covered: If you miss the deadline, your coverage will expire on June 30, causing a gap in your benefits.